Products
We believe the following short term medical insurance plans are the most reliable in the United States and around the world. Not all plans are available in all locations. All products are issued directly online through secure enrollment sites maintained by the insurance companies. Check the links to see which plans are available in your area.
Top recommended U.S. short term medical insurance plans
- American Health Shield - a popular plan with college students for its simple high quality coverage at great rates.
- Amigo Short Term Medical Insurance in English - the only policy with live chat enrollment support.
- Amigo Short Term Medical Insurance in Spanish - live chat enrollment support in Spanish.
- Celtic Insurance - uses a "per cause" deductible to keep premium rates low. Golden Rule Insurance - short term medical is available from the company with a reputation for offering the lowest priced permanent renewable medical insurance.
- Simple STM - sets the standard in technology and customer service with immediate policy and ID cards downloads. HPA Secure STM - Highest quality coverage available in the Secure STM Insurance from one to 36 months with the "Secure 12x3" option. Now a new lower cost "Secure Lite" plan is also available. Immediate ID card downloads.
Top Recommended international short term medical insurance plans
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Seven
Corners - three plans to meet your specific
needs:
- Liaison International - Medical Insurance for people traveling outside their Home Country. Perfect for trips between 5 days and 3 years. Monthly renewal option available. Immediate coverage is available once you are satisfied with the quotation. Print your ID Card immediately! The plan is underwritten by a U.S. insurance company rated A- "Superior" by AM Best.
- RoundTrip Travel - Protect your tickets, your luggage and your health worldwide. Who knows what could happen during a trip abroad – or before you even depart. Benefits include: Trip Cancellation; Interruption/Delay; Medical Transportation; Lost or Stolen Baggage; Missed Connection; Assistance Services.
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Liaison Traveler
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Emergency Evacuation, Repatriation,
Accidental Death & Dismemberment, and Personal Liability
coverage for the International Traveler.
If you already have medical coverage outside your home country,
add the Liaison Traveler to provide protection against
non-medical situations when traveling abroad. Liaison
Traveler provides Emergency Evacuation, Repatriation, Accidental
Death & Dismemberment insurance up to $500,000, and Personal
Liability coverage to the international traveler.
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International Medical Group - Select the plan to meet your needs:
Patriot Travel Medical Insurance - Individual & family (5 days up to 2 years coverage). There are two Patriot Travel Medical Insurance products available to meet your needs, providing up to US$2,000,000 of medical coverage. Coverage can be obtained from a minimum of 5 days up to a maximum of 2 years. Patriot products address the travel medical insurance needs of U.S. citizens and foreign nationals who need temporary medical insurance while traveling for business or pleasure anywhere outside their home country. Coverage includes medical evacuation, repatriation, and your choice of deductibles and policy limits. Patriot Extreme® Travel Medical Insurance - Extreme athletics and adventure insurance. Patriot Extreme is designed for the adventurous International traveler. Patriot Extreme provides benefits for those traveling abroad who also intend to participate in a select group of athletic activities or extreme sports. Patriot Executive® Travel Medical Insurance - Business traveler (annual coverage). If you are an executive that travels frequently outside your country of citizenship throughout the year, don't risk finding yourself ill or injured in a foreign country. Make sure you have a plan that provides appropriate medical coverage. Patriot Executive provides up to US$1,000,000 of medical coverage for these individuals and their families.
Patriot T.R.I.P. - Travel Protection for trips up to 30 days. To help protect you from losing money you've spent on travel, there is Patriot T.R.I.P. Patriot T.R.I.P. helps protect travelers who are unable to travel or are interrupted during their covered trip due to circumstances such as a sudden and unexpected illness or injury, death in the family, jury duty, job layoff, terrorism or the bankruptcy of the tour operator, cruise line or airline. Benefits also include coverage in the event of travel and baggage delay, lost baggage, emergency medical expenses, emergency medical evacuation and more.
Patriot T.R.I.P. Elite - First Class Travel Protection. To provide superior protection for a picture perfect vacation, there is Patriot T.R.I.P. Elite, a premier travel insurance program. You expect top-notch service if the unexpected should happen. Patriot T.R.I.P. Elite offers a high level of benefits to travelers who need more coverage than provided by the Patriot T.R.I.P. program. The Patriot T.R.I.P. Elite program increases the benefit amount for emergency medical, emergency medical evacuation, travel delay, baggage, trip interruption and adds a new benefit for violent attacks. Make sure you have the premier protection you need with Patriot T.R.I.P. Elite.
Patriot Student T.R.I.P. - Student Travel Insurance Program. Patriot Student T.R.I.P. is a "budget conscious" travel insurance program designed to provide important benefits to students for many of those unforeseen circumstances that may force the cancellation or interruption of a covered trip. This program also includes coverage for trip cancellation or interruption travel and baggage delay, lost or stolen baggage, emergency medical expenses and emergency medical evacuation.- Multi-National Underwriters - Atlas Series - Short-term health insurance for individuals traveling outside their Home Country. Whether you are traveling for business or pleasure, the Atlas plan is just what you're looking for. Plans are available from a minimum of 5 days up to a maximum of one year. At no additional cost, the Atlas Series adds coverage for Emergency Medical Evacuation, Acts of Terrorism and Complications of Pregnancy.
- Multi-National Underwriters - Atlas Series - Short-term health insurance for individuals traveling outside their Home Country. Whether you are traveling for business or pleasure, the Atlas plan is just what you're looking for. Plans are available from a minimum of 5 days up to a maximum of one year. At no additional cost, the Atlas Series adds coverage for Emergency Medical Evacuation, Acts of Terrorism and Complications of Pregnancy.